Loan Shop UK do not have any direct relationships with the family building society, Barclays Bank, Santander Bank, HSBC Bank, Nationwide mortgages, Halifax Bank, Natwest Bank, Royal Bank of Scotland and Bank of Scotland.

Loan Shop has no knowledge of the no negative equity guarantee, it is not part of the equity release council, the financial services register and it is not authorised and regulated by the financial conduct authority FCA website.

The loan shop has no understanding of a home reversion plan and is not registered in England and Wales. It has no firm reference number or company number or registered office and suggests you should think carefully about having debts secured against your home.

When you release equity you could need to pay early repayment charges and your entitlement to means tested benefits could be impacted before you die or move into long term care. An independent financial advisor will help you assess your home’s value and the settlement of your existing mortgage.

Loan Shop UK is not associated with the prudential regulation authority and nothing on this website can constitute financial advice. The financial ombudsman service may be able to help you. You can’t follow us on Facebook or Twitter as we do not feature on them as we have no trading name or registration number. It may be possible for older people to find a mortgage for a new home even in retirement.

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