Typical Santander Mortgages For Over 60s example case in 2021
Property valuation: £181,000
Valuation fee: Free
Amount of mortgage: £117,650
The monthly payment: £252.95
Interest rate: 2.58% APR fixed for life
Product fee: Free
Payment holidays: Up to 3 per year
Does Santander offer Lifetime Mortgages?
Yes, Santander does lifetime mortgages at 2.26% APR. Santander Lifetime Mortgages have a loan to value of 55%.
Does Santander do Equity Release Under 55?
Yes, Santander Equity Release Under 55 is 2.25% APRC.
Does Santander offer Retirement Mortgages?
Yes, Santander Retirement Mortgages are 2.09% APR.
Does Santander offer Pensioner Mortgages?
Yes, Santander Pensioner Mortgages are 2.27% APR.
Does Santander offer Equity Release?
Yes, Santander Equity Release is 2.17% APRC.
What are the current Santander interest rates for mortgages for over 60s?
Santander interest rates for mortgages for over 60s are 2.13% APR.
Does Santander have good reviews for mortgages for over 60s?
Yes, Santander reviews are splendid for mortgages for over 60s.
Do the Santander mortgages for over 60s calculator show the loan to value (ltv)?
Yes, the Santander Mortgages For Over 60s calculator shows the good loan to value (ltv) of 55%.
Do Santander mortgages for over 60s advisors charge a substantial fee?
No, Santander Mortgages For Over 60s advisors are free.
Some of the most common retirement finance offerings are TSB mortgages over 70s, Barclays Bank interest-only mortgages for over 60s near London, Post Office equity release plans, Legal & General retirement mortgages and Nationwide Building Society over 60 lifetime mortgages.
Some of the most common LTV ratios of TSB mortgages over 65, Barclays Bank over 60-lifetime mortgages no fees, Halifax mortgages for over 60s, L&G interest-only mortgages for over 60s, RBS mortgages over 65 and Nationwide later life mortgages for over 70s are 45%, 55% and 70%.
Some of the most common loan to value percentage ratios of LVE later life borrowing schemes over 55, More 2 Life lifetime mortgages for over 60s, OneFamily retirement interest-only mortgages over 60, YBS retirement interest-only mortgages over 75, Principality Building Society later life interest-only mortgages over 60 and Sun Life interest-only mortgages for over 60s near London are 45%, 60% and 70%.
Common loan to value ratios of Virgin Money retirement interest-only mortgages over 60, Shepherds Friendly interest only lifetime mortgages for people over 60, Sainsbury’s later life mortgages for over 70s, Skipton Building Society retirement interest-only mortgages over 75, West Bromwich Building Society mortgages for people 60 plus and National Counties Building Society mortgages for people over 50 are 45%, 55% and 70%.
Hard to mortgage property variants can include properties where proposed building works have not yet commenced, properties where letting arrangement where the tenancy agreement is not appropriate, right to buy – properties in Scotland, properties that are made up of multiple titles and properties with owned solar panels.
Hard to mortgage property types can include Timber-framed properties constructed post-1965, properties with any externally applied insulation to the walls after construction, studio flats located within the M25, privately developed flats in blocks of two storeys without a lift and basement or lower ground floor flats without level access to private or communal garden space.
Tough to finance home titles can include properties built or converted into dwellings, properties with grounds in excess of five acres, properties without direct access to an adopted highway, properties where there is a self-contained part of the property or annexe.
Challenging to finance property titles include properties built on contaminated land, leasehold properties with a short lease, typically less than 70 years, or a defective lease, properties where there are boundary disputes or where planning applications have not been applied for correctly, thatched buildings and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.
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